Posted on February 11, 2019

Selling people on the idea of homeownership isn’t usually too hard. After all, it’s the quintessential American dream. From the sense of security to the sense of community, not to mention the financial benefits, the advantages of owning a home – especially a Schaeffer home – are clear. Our homes combine unmatched value, prime locations, sought-after neighborhoods, and great quality to create the best new homes in South Jersey.

Still on the fence? Totally understandable. Deciding to buy a home is among the biggest financial decisions that many people make. The advisability of buying versus renting depends on many things – location, financial stability, future plans and lifestyle preferences.

Here are a few reasons to consider buying a Schaeffer home instead of renting:

1. A better home. As the rental market heats up, it’s harder to find a good quality rental. If you want the best home, in the best location, a Schaeffer home is your answer! Every one of our homes is quality built, Energy Star rated, and affordably priced.  
2. New is all you. You have a limited ability to personalize your space as a renter. But as the owner of a Schaeffer home, you can have things just as you want. And we can’t wait to help you personalize the home of your dreams. Wait until you see our state-of-the-art Design Center!
3. No landlord. As a renter, your monthly payments only benefit your landlord. But mortgage payments made by you build equity for you. Plus, a renter is always at the mercy of the landlord. As a homeowner, the power is in your hands.
4. Financial predictability. Renting is inherently unstable. Rates can – and will – increase, often based on the whims of the landlord. With a fixed-rate mortgage, your payments are fixed for the life of the loan, a clear advantage over rental market fluctuations.
5. Tax benefits & savings. When you own a home, part of your mortgage payment goes towards the principal repayment, helping you to build equity. And you’ll enjoy tax deductions on interest payments and property taxes.  

Consider the true cost of renting, putting your money into something you don’t actually own. Instead, turn that rent payment into a down payment on a Schaeffer home of your own. Call or visit us now and start investing in your future today!