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Buying Your First Home: Here’s What You Need to Know

You’ve heard there’s no place like home, but the truth is, there’s no place like your first home. Think about it: you’ve just made your biggest financial (and most emotional) decision yet, you’re finally switching from renting to owning, and most importantly, you’re taking a giant step toward the rest of your life… It turns out that your first home really is the most special place in the world.

 

If you’re thinking of buying a new home or are about to start the process, you’ve probably read up on mortgages, compared new homes vs resale, etc. But do you know what to bring to builder meetings? How about current promotions? Some things get overshadowed by the “big points,” but at Schaeffer Family Homes, we believe the little details matter… So we put together everything you won’t find in a simple internet search:

1) Your First Home is Less Overwhelming

We’re not saying that buying a home isn’t stressful, but the entire process with your first home is typically less overwhelming than with your next. Your first time buying a home, you’re probably not as concerned with getting all of the features and finishes absolutely perfect — but more so just excited and focused on owning your own space in a location that makes you happy.

 

Pro top: Enjoy every minute of the ride, even the lengthy parts, because it’s all worth it in the end.

2) You Don’t Know What You Don’t Know

Do you believe you can’t afford a home you truly love? Don’t worry, you’re not alone. But that’s why we’re here to tell you that you might be able to afford so much more than you think. In fact, you might even up paying less for your mortgage than for your current rent… in a much better space that you own.

 

Pro tip: You can get a preapproval even while you’re still renting! Go check out where you stand (you might be amazed).

 

 

3) “Sooner Rather Than Later” is Your Mantra

When it comes to home ownership, there’s no better time than right now. (Guess all of those “seize the moment” quotes were right…) Of course, with interest rates at a current low point, buying your first home sooner rather than later means you can stop throwing money away (and by that, we mean renting), and start owning something that gives you so much back in return.

 

Pro tip: Just take the leap! You’ll be glad you did.

 

 4) Don’t Give Up Your Favorite Things

Of course, it’s what’s on the inside that counts, but when it comes to your first home, what’s on the outside matters a whole lot too. Your new home’s location is going to make a difference when it comes to your job and your social life, so make sure to consider convenience — how close are you to stores, restaurants, and bars? How long will it take you to get to work?

 

Pro tip: It’s okay to experience lifestyle changes (i.e. driving to work for the first time instead of walking), but don’t overlook the certain things you favor the most.

 

5) Listen To Your Parents

You might be wondering why we’re giving you childhood advice in a blog about owning a home, but hear us out. Bringing someone who knows and loves you (and who you trust) to your builder meetings will help you see things clearly. Whether a parent, a sibling, or another important figure in your life, having someone else’s opinion that you value can make a world of difference.

 

Pro tip: It’s always okay to sit back, take a deep breath, and consider a new perspective.

 6) Ask Questions

If you’ve ever been told to “ask a lot of questions,” now you finally have a good reason to. We are here to help you throughout this entire process and want to make sure that you are absolutely clear about every detail of building your new home!

 

Pro tip: You’re the buyer! Don’t be afraid to ask!

 

Last but not least, we want you to know that this whole process is going to be emotional. Your home is a big deal (the biggest deal, actually), so you’re going to feel a lot of different emotions. But even if you’re doubting everything you’re going through, remember that owning your first home is a feat that should make you proud.

 

Building your vision from the ground up is so much more than just a process. It’s one of the most special things you can do. Looking to buy your new home in South Jersey? Contact Schaeffer Family Homes at 856-208-5118 to make your first home buying process a breeze!

 

Spring Cleaning Tips for a Fresh Season

Step outside and take a breath of fresh, clean air — spring has arrived! What better way to celebrate the season of new beginnings than by freshening up your Schaeffer Family home? From your window sills to your pillows, small changes can make a big difference in the overall feel of your living space.

When it comes to welcoming a new season around your home, all of us at Schaeffer Family Homes can’t help but feel the festive spirit. This season, make some easy adjustments to your beautiful home to start out the best time of the year right. Here are a few of our favorite tips for spring cleaning in 2019:

spring-cleaning

  1. Welcome Home: Spruce up your outdoor welcome mat by hosing it down and letting it air-dry. Another effective way of stopping dirt in its tracks (no pun intended) is to use a mat on the inside of your door as well. If you already have one, vacuum both sides of it to really get the dirt out for a new season of visitors.
  2. Bubble Fun: Did you know that one of your favorite beverages is also one of the best cleaning agents for your refrigerator? After you’ve thrown out food you don’t want or use, give your appliance a deep clean with a mixture of salt and soda water. The “abrasive texture of the salt” mixes with the bubbles to really scrub grime away.
  3. Dust It Off: Even the most simple of tasks can make a big impact. Dusting off the surfaces of your home, from your coffee table to your kitchen counters to your window sills, can give your entire home a clean aura and feel. With a cloth or store-bought duster, get around places like coffee maker nooks, pictures frames, and vases.
  4. #trashtag: Believe it not, your trash can needs some cleaning love too… Although this might not sound like the most fun chore, you’ll be singing its praises once your trash can is as good as new. Completely empty your kitchen trash can, spray it with a disinfectant, scrub it with a toilet brush, and voila! The smells are long gone.
  5. Bedding Beauty: The place you go to for ultimate relaxation, your bed is one of the most special parts of your home. Refresh this space by switching out thicker, winter sheets and pillow cases for spring ones. Not to mention, a new look — like a light-colored duvet or spring-themed pillows — creates an entirely fresh vibe.
  6. Flower Power: The most prominent sign of spring, fresh flowers make this season so lovable. Whether in your master bedroom, guest bathroom, living room, or kitchen, sweet-smelling flowers like lilacs, tulips, and daffodils make your home feel fresh, light, and beautiful… And most of all, as happy as can be.
  7. Gut Your Garage: It’s easy to let the things in your garage pile up, but it’s difficult to clean it all up… With the official start of spring around the corner, make it a point to tackle the garage! After sorting items into piles (keep, donate, sell, recycle), do a little dusting, sweeping, and wiping down, and it’ll be as good as new in no time.

There’s nothing as sweet as springtime scents and a little bit of sunshine! This season, make sure your Schaeffer Family home feels just as fresh as it does outside with a little bit of cleaning. We can’t wait to see how you spruce up your home! From all of us at Schaeffer Family Homes, have a happy and refreshing spring.

The top 5 benefits of owning a Schaeffer home vs renting

Selling people on the idea of homeownership isn’t usually too hard. After all, it’s the quintessential American dream. From the sense of security to the sense of community, not to mention the financial benefits, the advantages of owning a home – especially a Schaeffer home – are clear. Our homes combine unmatched value, prime locations, sought-after neighborhoods, and great quality to create the best new homes in South Jersey.

Still on the fence? Totally understandable. Deciding to buy a home is among the biggest financial decisions that many people make. The advisability of buying versus renting depends on many things – location, financial stability, future plans and lifestyle preferences.

Here are a few reasons to consider buying a Schaeffer home instead of renting:

  1. A better home. As the rental market heats up, it’s harder to find a good quality rental. If you want the best home, in the best location, a Schaeffer home is your answer! Every one of our homes is quality built, Energy Star rated, and affordably priced.  
  2. New is all you. You have a limited ability to personalize your space as a renter. But as the owner of a Schaeffer home, you can have things just as you want. And we can’t wait to help you personalize the home of your dreams. Wait until you see our state-of-the-art Design Center!
  3. No landlord. As a renter, your monthly payments only benefit your landlord. But mortgage payments made by you build equity for you. Plus, a renter is always at the mercy of the landlord. As a homeowner, the power is in your hands.
  4. Financial predictability. Renting is inherently unstable. Rates can – and will – increase, often based on the whims of the landlord. With a fixed-rate mortgage, your payments are fixed for the life of the loan, a clear advantage over rental market fluctuations.
  5. Tax benefits & savings. When you own a home, part of your mortgage payment goes towards the principal repayment, helping you to build equity. And you’ll enjoy tax deductions on interest payments and property taxes.  

Consider the true cost of renting, putting your money into something you don’t actually own. Instead, turn that rent payment into a down payment on a Schaeffer home of your own. Call or visit us now and start investing in your future today!

Featured Team Member: Meet Gail!

“I would give Gail Hopkins a shout out. She is their warranty representative. If I had any issues, she rectified them very efficiently. I am grateful for the opportunity to work with her in that regard.” – Michelle M.

When you’re looking for the right building team, you need people who aren’t only great at what they do, but also love what they do. At Schaeffer Family Homes, our team loves nothing more than helping homeowners like you find and settle into your dream home in the absolute best neighborhood of South Jersey. This week, we’re excited to introduce you to our incredible Construction Administrator, Gail Hopkins!

There’s so much to love about Gail, but it’s her passion for others and what she does that has made such a positive impact on both our team and our homeowners. With over 20 years of experience working in the new home building industry, Gail has brought an invaluable amount of expertise, dedication, and customer care to her role since she joined our team in 2014, and it shows throughout her work day in and day out.

When it comes to the future of Schaeffer Family Homes, Gail says she’s most excited about the chance to build quality homes that are made to last. In her role, she especially loves the opportunity to assist homeowners with building and caring for their dream homes. It’s no surprise that Gail’s family values extend far beyond her work in the office — when she’s not working with us, she’s spending time with her family and 2-year-old grandson.

We’re so happy and proud to have you on our team, Gail! Thank you for all of the positivity you bring to those around you. For more information on our homes and communities throughout South Jersey, please visit our website or give us a call at 856-208-5118. Gail can’t wait to work with you to help bring your dream home to life!

The Featured Floorplan of the Month – The Lancaster

Schaeffer Homes is thrilled to introduce you to The Lancaster. One of our most popular floor plans, it has 2,600+ square feet of living space, with 4 bedrooms, 2.5 baths, and a 2-car garage. This cozy plan is ideal for growing families. From the moment you step inside, you’ll be instantly welcomed. From the soaring two-story foyer to the formal living and dining rooms, this center hall colonial-style home just feels like home.  

Just down the main hall, the spacious family room and adjacent kitchen form the heart of this home. The kitchen has a center island, abundant cabinet and counter space, and a sunny nook that’s ideal for weekend breakfast with the family and homework headquarters. The family room has choices for a fireplace, and a 4-foot extension, while the kitchen may feature a bay window or french doors out to the back of the home.

Upstairs, you’ll love the large, spectacular master suite filled with natural light, two walk-in closets, and a private bathroom with a walk-in shower, garden tub and large vanity. Down the hall are three more spacious bedrooms, a full hall bath, and large landing which is open to the foyer below.

The Lancaster can also be customized with an optional sunroom with a cathedral ceiling and skylights, a bay window in the living room, and more. We offer a variety of architectural styles and exterior finishes, so your Lancaster won’t look like anyone else’s either! Lancaster Floorplan

Every last detail of this home reflects the Schaeffer Homes commitment to superior craftsmanship, innovative design, and unparalleled quality. We know that this is an exciting journey, and we want every step of it to feel rewarding and memorable. Visit schaefferhomes.com for more information or call 856-208-5118 to begin building your very own Lancaster Model!

Two Brand New Homes in Haddonfield!

When you’re ready to settle into a forever home with your family, move-in day can seem like a world away. But at Schaeffer Family Homes, your greatest adventure can start as soon as possible — our 2 brand new move-in ready homes in beautiful Haddonfield are eager to welcome you with open arms!

Located at 211 E Cottage Ave and 213 E Cottage Ave, these innovative, energy-efficient homes are just as comfortable as they are luxurious. Nestled into remarkable Haddonfield, these 2 cozy homes offer everything you’ve always wanted for your family.

Filled with open, airy space, the highest-quality features and finishes, and an abundance of natural light, you’ll feel right at home the moment you open the front door. Most importantly, these charming and stylish homes pair modern design with timeless comfort to create a historic cottage feel.

New Home Schaeffer Family HomesWith 5 luxurious bedrooms, 3.5 bathrooms, and 3,136 square feet of wide open and flexible space, your family and friends will always feel as comfortable as can be. Head into your one-of-a-kind kitchen, where an oversized island, quartz countertops, stacked cabinetry, and contemporary appliances await. Make your way into the large great room (with a built-in fireplace!) and envision all of the memories that you and your family will make there. Not to mention, a spacious, formal dining room is ready for all of your meals and milestones.

Upstairs in your master bedroom, enjoy a spa-like walk-in shower, separate water closet, 2 walk-in closets, and so much more. Your laundry room is located on the upper level, so you’ll never have to walk up and down stairs to do laundry ever again. One of the best parts? 213 comes with a 22kw Generac Generator and 5 year warranty, so no need to worry about any power outages!

New Homes in Haddonfield

Best of all, the days of dark and dreary basements are gone. Both of these homes include a finished, walk-out basement with large windows, open space, a full bathroom with a shower, a guest bedroom with a closet, and a sliding glass door that takes you to your gorgeous backyard. Turn this space into the area of your dreams, whether it’s a media room, children’s playroom, wine tasting sanctuary, or more — there’s no limit to your wants and needs!

Not only will you have the home of your dreams, but these homes are in the location you adore! Historic Haddonfield offers a variety of shopping and great restaurants on nearby Kings Highway. The town includes an award-winning school district and is an easy commute to Philadelphia by car or the nearby speedline.

For more information on our newest homes in beautiful Haddonfield, please visit our website or give us a call at 856-208-5118. We can’t wait to help you find your dream home!

               

We are proud to offer new homes that have earned the ENERGY STAR® label. ENERGY STAR qualified new homes are substantially more energy-efficient than homes built to the minimum code requirements. Our ENERGY STAR qualified new homes are independently verified by a third-party Home Energy Rater to ensure they meet ENERGY STAR energy efficiency guidelines. These homes are better for the environment and better for you. Learn more about ENERGY STAR qualified new homes at http://www.energystar.gov/

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