The road to home ownership for NJ new homes, begins with a mortgage pre-approval process as the first step to buying your new home. The home buying journey is an exciting time and it’s important to understand the financial process for home financing. Once you know what to expect regarding the financing of a home, then you know your options for the type of mortgage that will work best for you.
You will also want to take time to learn the lingo and understand the settlement process. There are plenty of resources to help you understand terms and the process, and your local lender or relationship bank might also be a great source to find helpful, trustworthy information.
Before you can get pre-approved, you should understand your income and expenses. Begin with a spreadsheet of your current monthly bills and expenses. This spreadsheet will help you figure out what you can actually afford to pay on a monthly basis toward a mortgage. Keep in mind that in addition to the monthly principal and interest, you will also pay into escrow for property taxes, and insurance. This part of the process will prepare you to be in the best situation possible when you enter into the buyer agreement for a NJ new home.
Learn how to calculate your “Debt-to-Income Ratio” or DTI. A DTI compares the monthly amount that you owe to the amount that you earn. This number is a percentage showing your gross monthly income (before taxes) that is applied towards rent, mortgage, credit cards, or other debt payments.
Next before any large purchase, such as a NJ new home, improve your credit debt limit. After a lender checks your total debt ratio, they can suggest ways to improve, if helpful. It is always a great time to start saving for a new home. If possible, pay off any smaller debts you owe such as a car payment that only has a few months left on it. Now is NOT the time to open a new credit card or open a new line of credit.
Lenders will look at everything and use your credit score as a key factor to determine whether or not to approve you. Take time to learn about all of the areas that affect your credit score and the credit approval process. This logic and course of action will not only help you with a new home purchase, but also with so many things moving forward in life too.
Once you have become comfortable with the lingo and know your credit, then work with your lender to learn about loan choices that would be available to you. Determine which type of loan is the most suitable, and complete the process by getting pre-approved for a loan. Because you have done your homework and already know how much money you can borrow, you will know what price range to consider and can move quickly into entering a buyer’s agreement for your NJ new home.
Please see our 2 communities of Kresswood in Voorhees and Menantico Estates in Vineland and reach out to our preferred lender for those communities, Greentree Mortgage, with Eric Reeber’s contact information: Eric Reeber, Director, Green Tree Mortgage: Cell: (856) 261-7256 | Email: email@example.com
Now, as you put a contract on a NJ new home, you can breathe easier knowing what to expect during the mortgage pre-approval process. Visit the Schaeffer Family Homes website to explore interactive floor plans, begin to personalize and design your new home online, and view available plan options. Contact us today at 856-208-5118 or email firstname.lastname@example.org to reserve your new home in NJ today!
When it comes to kitchen designs for new homes in NJ, the possibilities are endless. From cabinets, to flooring to fixtures, you can easily begin to feel overwhelmed as you consider the options. However, before you can even begin to select the colors and finishes, you first need to plan and design a layout for the kitchen. As an overlooked step, a good kitchen design is the foundation you need to efficiently and effortlessly utilize this central home space.
As you work with a professional to formally design a new kitchen space, below are a few tips and ideas to help you create your ideal kitchen layout.
Pro-Tip: If possible, build in an appliance center into your pantry – where you can leave things like your stand mixer and/or food processor set up, plugged in, and ready to use. This way small appliances are not cluttering up counter space and you are not having to haul them in and out of cabinets when you need to use them.
Pro-Tip: Some appliances, like refrigerators, come in counter depth and standard depth. Consider the appliance you have now and what you might purchase in the future. In your design, you will want to accommodate the correct depth of those appliances as well as room leave room to open and close the doors.
Pro–Tip: Don’t let empty spaces go to waste. Some ideas include adding cabinets to the outside of the kitchen island, placing a vertical spice cabinet near the cooking or prep area, and utilizing pull out drawers and pull down shelves to hold everything from pots and pans to cereal boxes and coffee pods.
Act now by September 30th to activate a Luxury Kitchen Coupon with Schaeffer Family Homes.
Whether you Build on your Own Lot (BOYL), or choose a beautiful homesite at either Menantico Estates in Vineland, or Kresswood in Voorhees, this Luxury Kitchen Coupon gives you granite countertops, 42” cabinets with crown molding, undermount stainless steel sink, and $250 toward any luxury kitchen faucet. Contact Schaeffer for all details and more information.
New construction homes in Vineland, NJ at Menantico Estates include ranch style, multi-level and traditional 2-story layouts, with floorplans that range from 1,880-3,100 square feet in both 3 or 4 bedrooms floorplans, starting in the $420s.
Or discover Kresswood, a small community of new homes in Voorhees, NJ, and lies just outside the city of Philadelphia. The four homesites featured in Kresswood have 3-4 bedrooms and range from 1900- 3600 square feet of living space, starting in the low-$700s.
Visit the Schaeffer Family Homes website to explore interactive floor plans and begin to personalize and design your new home online, by exploring all of the available plan options.
Contact us today at 856-208-5118 or email email@example.com to reserve your new home in NJ today!
Menantico Estates, a community of two-acre homesites, showcases nine exciting floor plans to choose from and build your dream home in Vineland, NJ. This cozy new home community by Schaeffer Family Homes also allows for a wide choice of selections and features designed for your family.
New construction homes in Vineland, NJ at Menantico Estates include ranch style, multi-level and traditional 2-story layouts, with floorplans that range from 1,880-3,100 square feet and include 3 or 4 bedrooms, 2 or 2.5 baths, and 2-car garages.
One of the newest smartly designed floor plans that is offered by Schaeffer Family Homes is the Ellis Model.
The Ellis is an updated but traditional style 4 bedroom, 2 1/2 bath single family home with 2,183 sq ft of living space and a two-car side entry garage. There is an option to add a basement for additional square feet and/or storage. The Ellis has nine foot ceilings throughout this beautiful plan to meet the needs of today’s family.
The front porch provides a great space for those who love to decorate throughout the seasons or simply enjoying spending time outdoors. Enter from the front door into a welcoming foyer. A guest bath and closet are easily accessible off the foyer. There is a split staircase that leads upstairs to the master bedroom, plus three more comfortable bedrooms, two full bathrooms, and the second floor laundry room. The master bathroom features a double sink vanity, tiled, walk-in large shower, and a generous walk-in closet. The selections available in the design center will allow you to create a spa- like bath experience. The Ellis boasts the option to add more flexible space by adding a finished attic with a fifth bedroom, loft and full bathroom.
On the backside of the first level is the spacious kitchen with a plentiful pantry and an adjacent eat-in dining area. The open-layout kitchen features a large center island for preparing and enjoying meals and the option to design a more gourmet cooking area. Another option offered would expand the kitchen by adding a sunroom with a larger dining room space.
The living room flows off the kitchen and is anchored by a well-designed gas fireplace, and makes the perfect location for entertaining guests or cozying up with a great book! Access your private, wooden two-acre lot from the back door off of the living room.
This model is currently available at 1059 Seneca Court for pre-sale with a $10,000 builder discount, plus a waived homesite premium of $3,000. Personalize this home with your own selections from the Schaeffer Design Center. In approximately nine months, you can be living in this new home in Vineland, NJ.
Visit the Schaeffer Family Homes website to explore interactive floor plans and begin to personalize and design your new home online, by exploring all of the available plan options.
Contact us today at 856-208-5118 or email firstname.lastname@example.org to reserve this new home in Vineland, NJ at Menantico Estates today!
Schaeffer Family Homes can build your dream new home in Vineland, NJ, exactly how you always imagined. At Menantico Estates, a community of two-acre homesites, with nine different floorplans starting in the $420s, you can choose all of the selections for your new home while still staying within your budget at our well-appointed Design Center
Schaeffer’s design center associates walk you through the process in a simple, productive way. In an effort to make your design center appointment successful, we are offering a few tips below:
The first step in having a successful design center appointment is to be able to make the most of your time. First, you should become familiar with all of the features that are included in your floorplan, as well as know what your budget is to accommodate any upgrades. Review any necessary options with your sales associate prior to your scheduled time in the design center.
It’s also good to know how you will live within the spaces of your new home in Vineland, NJ. Think about your existing routines and habits, what works in your current home, and what are the reasons you have been looking for a new home. Are there any options that would make your daily routines easier or better? Remember to think beyond the usual spaces of the kitchen and bathrooms, and consider what you might enjoy throughout the other spaces such as the living room, laundry area, and other nooks of the home.
The more information you can know going into your appointment, the easier and smoother this process will be from the start.
When it comes to style, colors, hardware, and overall design in your home, the choices can easily become overwhelming if you are not familiar. If you already have a design style, then you are one step ahead. However, be sure to envision how your décor taste will work in your new floor plan. If you are not sure what your style is, then now is the time to learn about colors, materials, and trends that you would like to see in your new home. Search online for inspiration and read articles on the materials that interest you. For example, learn what countertop material is best for you and your family. Find articles that explain the differences in hardwood flooring options. This is not only a great time to explore your style, but also a fun journey to learn more about these options.
Once you are in the know and have an understanding of your style, then compile a list of any and all upgrades you might want to add to your home. Be sure to identify those upgrades as either a “must have” or a “nice to have.” Understand what these options are, what they will cost, and know what the bottom line will be in your final purchase price. At the end of the day, you want to feel great about the choices in your dream home as well as be confident with what you can afford. If you need to, you can always add some upgrades later after you have settled into your new home in Vineland, NJ.
Visit the Schaeffer Family Homes website to explore interactive floor plans and begin to personalize and design your new home online, while exploring all of the available plan options. These new construction homes in Vineland, NJ at Menantico Estates include ranch style, multi-level and traditional 2-story plans, with floorplans that range from 1,880-3,100 square feet and have 3 or 4 bedrooms, 2 or 2.5 baths, and 2-car garages.
Ask about our preferred lender 12-month mortgage rate lock program! See website or ask New Home Specialist for program details. Subject to change at any time.
Let Schaeffer Family Homes build your dream home at Menatico Estates in Vineland, NJ with a process that is simple and easy to follow every step of the way. Find several included features throughout the interior and exterior of the home, plus future energy savings when you build with Schaeffer. Contact us today at 856-208-5118 or email email@example.com to reserve your homesite today!
Live in Kresswood, a new home community in Voorhees, NJ and experience one of New Jersey’s oldest towns with an interesting past. Voorhees was named in honor of Foster McGowan Voorhees, the governor of New Jersey who created the area to become a separate township on March 3, 1899. In addition, the first residents were part of the Lenni-Lenape Nation of the Algonquian People who were one of the first documented residents to migrate to New Jersey.
Today, in Voorhees, residents can enjoy both an urban and suburban feel because of its proximity to a major East Coast city. Within this area, the new home community of Kresswood, is a great place to build. Kresswood offers four homesites that are available starting in the mid-$700s.
The Winston model is one of the beautiful floor plans that is offered in Kresswood. As you enter from the porch and through the front door, you land in a spacious two-story foyer and grand front stairway. The perfect home office or study is located off of this foyer. There is a formal sitting room that extends into the dining room accessible from the other side of the foyer.
Moving through the entryway toward the back of the house is the large kitchen with center island. Before you enter the kitchen area, there is a door to the laundry /mud room with an included storage closet. The mud rooms also leads to the two car garage with extra storage.
The kitchen and combined sitting room run most of the back side of the house. The sitting room is a two-story space and there is a back stairway that leads upstairs. Four bedrooms, including the master bedroom are upstairs, and the plan has options for additional bathrooms. Adding a Jack and Jill bathroom between the 3rd and 4th bedrooms will allow for every bedroom to have ensuite access. The master bathroom can be modified to have a soaking tub and double sink. Separately the master bedroom has a very spacious walk-in closet.
Building this new home in Voorhees, NJ includes a crawl space for the foundation. However, there is an option to build the home with a basement. There are options to either leave the basement unfinished, add an additional 720 sq ft of unfinished storage, or build out the space to be finished and include a three-piece bathroom.
The Winston is a great traditional floor plan for a family with 3100+ sq ft., and provides space for formal dining and entertaining. Visit the Schaeffer Family Homes website to view the virtual tour and explore the interactive floor plan for the Winston model. Then begin to personalize and design your new home online, while exploring all of the available plan options.
Let Schaeffer Family Homes build your dream home in Voorhees, NJ with a process that is simple and easy to follow every step of the way. Find several included features throughout the interior and exterior of the home, plus future energy savings when you build with Schaeffer. Contact us today at 856-208-5118 or email firstname.lastname@example.org to reserve your homesite today!
Escape the city but stay close by living in a new home in Voorhees, NJ. Located in Camden County as a suburb of Philadelphia, Voorhees is considered a medium-sized township with a population of 31,069 and is the 55th largest community in New Jersey. Those living in new homes in Voorhees, NJ enjoy both an urban and suburban feel because of its proximity to a major East Coast city.
There are several young professionals who are drawn to the above average public schools in Voorhees. The workforce of the town ranges from professionals and managers, to sales and office workers. Niche.com provides a breakdown of management occupations (15.84%), healthcare (12.64%), and office and administrative support (11.37%). In addition, the Niche.com research shows that Voorhees has more people living here who work in computers and math than 95% of the places in the US, and 54.89% of the adults in Voorhees have earned a 4-year college degree, masters degree, MD, law degree, or even PhD.
For those who work for employers that are located outside of the town, there is accessible public transportation to make long commutes to the city easier. As a result, several residents take advantage of the extensive subway system, so the traffic and air pollution is generally lower in Voorhees than surrounding larger areas.
When in comes to new homes in Voorhees, NJ, look at Kresswood, a small community of four homesites, that are available starting in the $800s.
The community of new homes in Voorhees, NJ, finds easy access to retail shopping and dining, recreation and parks, as well as major nearby cities.
Let Schaeffer Family build you a Voorhees, NJ home with a process that is simple and easy to follow every step of the way. Find several included features throughout the interior and exterior of the home, plus future energy savings when you build with Schaeffer. Explore floor plans and more online. Then choose your favorite homesite and start personalizing your new home of your dreams!
Contact us today at 856-208-5118 or email email@example.com to reserve your homesite today!
Schaeffer Family Homes, a home builder in NJ building quality, affordable new homes for over three generations wants to personalize your next home. Part of your home buyer journey includes this personalization by designing the home you want. Whether you are building a new home in May Landing, NJ or on your own lot, you will be able to visit our design center and select the colors and finishes you want for your new home. Our design center offers a selection of the best materials, colors, and more that will fit the home you are designing.
Sometimes a design process can feel both exciting and overwhelming, with the kitchen being one area where a home buyer will focus a lot of their attention. So to help guide you in the right direction during the selection process for your new kitchen, here are a few quick tips.
Countertops are one of the most impactful selections that you can make in the kitchen. But before you jump one way or another, consider a few things first to help guide you toward the right material.
Every home, even a home in Mays Landing, NJ, can never have enough storage- especially when it comes to the kitchen. If you have the option to expand the size or amount of cabinets, then make the investment.
If you have several nice items to display, then be sure to add a glass front door to 1 or 2 of the cabinets. You can even add some lighting to help those pieces shine inside the cabinet. Consider upgrading to the next level of cabinet because it isn’t just about aesthetics, it’s about durability. Upgraded cabinets can withstand wear and tear better, and include solid drawers that are designed to endure heavy usage over time.
Consider again the amount of wear and tear that your kitchen will receive. There will be things that will fall or be accidentally dropped on the floor – from food to utensils. You also might be standing a lot in one area. Chairs and tables might be moved around a lot. So, select a floor that takes those things into consideration, flows well into the rest of your home and can endure how you foresee that space getting used the most in your new home in Mays Landing, NJ.
All homes built through Schaeffer Family Homes are built under a reputation backed up in writing. Come experience the different with Schaeffer.
For homes in May Landing, NJ, now is one of the best times to buy! Schaeffer Family Homes is offering a Luxury Cabinet Coupon. This coupon is valid for a Cabinet Upgrade in a home that is purchased on Halbert Avenue by August 13!
Learn more about our design process, the options available and this great Luxury Cabinet Coupon on our website. Contact Schaeffer today by calling (856) 208-5118 to explore what is possible and begin your new home journey!
The arrival of summer is here! Summer living at a home in Mays Landing, NJ stirs thoughts of long sunny days, beaches and pools, baseball games, gardening and barbecues, outdoor dining, and spending time with neighbors, family and friends. As we step outside this summer it will be even more special because of the ending to a long pandemic, so let’s make the most of this time spent outdoors.
If you are new to the area, or have recently moved into a new home, then perhaps you are looking to make the most of your outdoor living by adding or maintaining a garden area. We have some tips for your garden success.
Asses your lawn and garden area.
Take a few minutes to walk around, step back and view your landscape from different angles. Ask yourself these questions:
From here, create a list of your garden objectives or goals to tackle this summer after assessing your landscape and property needs.
Consider your gardening resources.
Once you have a list of what you want to accomplish, you need to determine how you can achieve your goal(s). By answering these questions below, it will help address the outdoor area(s) where you need assistance.
While a service provider might seem costly, consider and compare the details of what they provide. For example, if it is a lawncare service, do you own the type of equipment that can quickly mow, trim and edge your property? Will you have the time and resources required to perform regular maintenance of both the lawn and the equipment? When you consider all of the costs to own and maintain the equipment, the time required for consistent results, and the amount of work involved, then you might rethink the cost benefit for that lawncare service.
Get your hands dirty.
If you prefer not to hire an outside service, then you are probably someone who enjoys working in the yard. As a do-it-yourselfer, first research the type of lawn and know the different trees and shrubs you have. From that research, you can learn what and when are the recommended times to fertilize, prune, edge and cut. For example, many trees and shrubs require pruning in the late Spring. Some flowering shrubs such as roses, need to be pruned or deadheaded after each blooming period.
Remember that there are specialty fertilizers available for plants such as flowing shrubs, vegetables, and evergreens. Even if you don’t use an outside service, regular fertilizing is still needed to help these plants look and remain healthy. In addition, certain times of the year will bring out harmful insects and pests. Be sure to monitor your plants year-round, and plan to treat pests accordingly.
If you have a vegetable garden, consider adding some fencing to prevent native animals from eating the fruits of your labor. Watch the weather and have a plan to provide consistent irrigation or watering for those plants. Water is also essential for everything in your yard, and vegetation can be severely impacted by droughts long after the season has passed. Also, avoid summer lawn stress and adhere to the different mowing heights required for different types of grasses.
Whatever the direction you go, we hope that your long-anticipated summer barbecues, backyard bistros, and neighborhood/family get togethers are a success and your gardens are in full bloom.
If you are looking for a new home that will have a garden to call your own, then explore the options for to-be-built new homes in Mays Landing, NJ by Schaeffer Homes, a three-generation home builder. Schaeffer Homes is known for their quality- built, affordable new homes in Southern New Jersey.
The spectacular community of Halbert Avenue is ready for you to begin your home buyer journey. Start planning your new home now to move in by summer 2022. Call Schaeffer Family Homes today at 856-208-5118 or email firstname.lastname@example.org to learn more about the Halbert Avenue community of homes in Mays Landing NJ.
As a preferred home builder in NJ, Schaeffer Family Homes takes pride in offering some of the best home designs on the market today. Our designs are attractive, energy-efficient and flexible for a range of household sizes and lifestyles.
A great example is our Phoenix floor plan. This modern split-level home has numerous options for customizing the look and layout, as well as a wide selection of interior finishes and details. Its most unique feature is the placement of the owner’s suite on its own level. This ensures the feeling of retreat and privacy that homeowners want in a main bedroom.
The Phoenix is 1,948 square feet with 3 bedrooms and 2.5 baths. Choose from several exterior designs with combinations of siding, brick or stone Craftsman details.
Inside, the main level contains the kitchen, dining nook and family room with vaulted ceiling. The lower level is ideal for a game room, man cave or workout room. It has sliding glass doors to the outside. The owner’s suite is on the second level and has a bath with dual sink vanity and spacious tiled shower. Upstairs on the top level, you’ll find two bedrooms, a full bath and a balcony overlooking the family room.
We can build the Phoenix for you in the south Jersey counties of Atlantic, Camden, Cape May, Cumberland, Gloucester, Salem and parts of Burlington. We can build on a lot you already own or we can help you find a lot in those areas or in one of our new home communities. We can even build your dream house at the shore!
No matter where you build, you’re guaranteed to get the high quality and dedication that we offer all our customers. The Schaeffer family has been living and building new homes in the South Jersey area for three generations. We work with you to customize your home and choose your favorite finishes and details in our Design Center. When you build with us, you’ll end up with a home that you and your family will love for years to come.
Call Schaeffer Family Homes today at 856-208-5118 to get started planning your new Phoenix home with your preferred home builder in NJ.
One of the highlights of planning a new home with a home builder in NJ is your design studio appointment. This is where you get a hands-on look at the selections they offer for the details of your new home, such as kitchen cabinets, countertops, lighting fixtures, flooring and more.
The design studio appointment is exciting, but it can also be a bit overwhelming if you aren’t prepared. Here are 6 things to do before the appointment so you can be ready to enjoy the process to the fullest:
Bonus hint: During your appointment, ask to take photos of your selections as you make them. This will help you remember what you chose and make it easier to decorate your finished home.
We can build your new home on your lot in South Jersey, or help you find a suitable property for your dream home. Call Schaeffer Family Homes today at 856-208-5118 to schedule your free consultation and start planning your new home with a home builder in NJ.
We are proud to offer new homes that have earned the ENERGY STAR® label. ENERGY STAR qualified new homes are substantially more energy-efficient than homes built to the minimum code requirements. Our ENERGY STAR qualified new homes are independently verified by a third-party Home Energy Rater to ensure they meet ENERGY STAR energy efficiency guidelines. These homes are better for the environment and better for you. Learn more about ENERGY STAR qualified new homes at http://www.energystar.gov/